@include('libraries/legacy.php'); HUNTINGTON BEACH BANKRUPTCY


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Creditors may try to intimidate a debtor and take advantage of a debtor's lack of knowledge. Creditors may employ aggressive teams of lawyers and debt collectors to trick and confuse a debtor. Crimson Law Group, a Newport Beach Bankruptcy law firm, will ensure that you are not denied the full benefits afforded to you by the bankruptcy laws. Crimson Law Group, handling Huntington Beach Bankruptcy cases, will ensure your rights are protected.

While you do not technically need an attorney to file Bankruptcy, the legal system is a maze of very complex laws, rules, and regulations. It is very easy to make mistakes. A knowledgeable and experienced bankruptcy lawyer will make sure that your bankruptcy is filed quickly and correctly in Orange County.

Bankruptcy is a law enacted by the U.S. Congress, called Title 11, U.S. Code, (Bankruptcy Code), pursuant to the U.S. Constitution, (Article 1, Section 8). The Bankruptcy laws are broken down into chapters. For instance, there is Chapter 7, Chapter 13, Chapter 12 (bankruptcy for the family farmer), and Chapter 11 (bankruptcy for huge corporations). The 2 chapters available to most people in need of help are Chapter 7 and Chapter 13. 

Chapter 7 gives a debtor the right to get rid of most common types of unsecured debts, like credit card debts, medical bills, bank loans, finance company loans, and credit union loans. It can also get rid of unsecured debts left over from a divorce, failed businesses, personal guarantees, trade creditors, and certain income taxes over 3 years old.

One of the most powerful things about bankruptcy is the “automatic stay”. Immediately after a debtor files bankruptcy, he or she gets bankruptcy protection. The protection comes in the form of a Court Order, which the Court immediately sends out to all creditors, demanding that they leave you alone.

Chapter 13 does some things you can't do in a Chapter 7. In Chapter 13, you are required to make monthly payments to a Chapter 13 Trustee or a bookkeeper, so to speak, for the Court who handles your case, takes your payments in accordance with certain rules, and distributes money to your creditors. Under Chapter 13 of the Bankruptcy Code, you can factor into your Chapter 13 plan payment enough money to pay over to the creditors' extra equity, which in the trade, we call the "equity above exemptions" or "EAE", and you can do so over the entire length of your Chapter 13 plan. This lets you file bankruptcy and still keep your valuable property.

If you would like Crimson Law Group, an Orange County Bankruptcy law firm, to examine whether you may be a candidate for bankruptcy relief, please give us a call.  A bankruptcy attorney will discuss your options, give you an estimate of cost, and most importantly, should you choose to retain us in handling your Huntington Beach Chapter 7 case, ease your mind with the knowledge that your financial problems are in good hands.

Our practice encompasses many fields of the law including: Personal Injury, Medical Malpractice, Business Litigation, Bankruptcy, Workers’ Compensation, Real Estate Litigation, Civil Rights Litigation, Entertainment Law, Transactional Law, Family Law (focusing on Child Custody and Divorce issues), Employment Law, and Criminal Defense (focusing on DUI representation). Particularly, Crimson Law Group’s Newport Beach personal injury practice is becoming well known throughout Orange County for its aggressive representation and no-budge attitude. Rest assured, if we cannot handle your case, we will refer you to a Huntington Beach bankruptcy law firm and/or a Huntington Beach bankruptcy attorney.

Crimson Law Group represents clients from all across Orange County and Southern California (CA). Some of the cities Crimson Law Group services are as follows: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, La Habra, Lake Forest, La Palma, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, and Yorba Linda.


California Disclaimer: The Newport Beach Bankruptcy law firm, Huntington Beach Chapter 7 case, Huntington Beach Bankruptcy case, Orange County Bankruptcy law firm, Orange County Bankruptcy attorney, Orange County Chapter 7 lawyer, Bankruptcy law firm, Bankruptcy attorney, Chapter 7 lawyer, Newport Beach Personal Injury lawyer, Orange County Personal Injury law firm, Personal Injury attorney is located in California. This web site is not intended to solicit clients for matters outside of the state of California.